First Time Home Buyers

Two out of three Canadian families own a home – that’s one of the highest rates of home ownership in the world and for good reason. It is a good investment. A home is usually the single largest investment that most people make in their lives. Achieving your dream can be made easier by taking advantage of various government programs for first-time home buyers. I can provide information and direction to these programs and help you get your mortgage qualified so you can start looking for your home. Homeownership is the single largest source of savings for Canadian households.

  • Lending institutions have many programs to help first time buyers with little down payment. I will assist you with this.
  • Unlike other investments, which can be quite volatile, the increase in the value of homes is relatively steady. The average house price in Canada has increased every year since 1998.
  • The return on your investment in your home can be substantial. In 2016, the average house price in the Greater Toronto Area (GTA) moved past the $1M mark. Including all property types, the GTA’s real estate market has growth 117% over the last 10 years.
  • Building equity in your first home is the first step on the property ladder. It gets you into the market, keeps you in touch with increasing house prices, and puts you in a good position to trade up to bigger and better houses as your circumstances allow.